I’m consistently impressed with the stupidity of certain financial institutions. Take credit card companies and the issuing banks. We’re in the middle of a financial meltdown driven by failures in the credit system and easy credit, yet you still can’t check out at Target (or nearly anyplace else) without the annoying offer for your 10% discount if you just apply for a card on the spot.

I also hate the “checks” they are always mailing me to transfer balances or otherwise use a credit for something I might use cash for. Any fraudster getting his or her hands on them can have a field day.

That’s why I’m highly amused by the latest offer to my wife. The envelope arrived with her name and address on the outside, and some else’s pre-printed checks on the inside.

I guess the sorting machine ended up, and hopefully her checks went to someone trustworthy.